None can ingore the power of insurance agents's words. He or she can persuade you to make a purchase decision in only half an hour or even shorter. We have heard l lots of examples in the past. Some most famous agents are continuely creating new record of selling life insurances in an hour or one day.
A typial senior will be, you met an agent in pub, you talked about the future, then he give you some good advice, such as you must prepare for your future, and don't live like others. You should be intelligent enough to operate a very nice future. You can't tolerant to face a poor life when you are old. So you become a new customers of the agent.
Yes, I totally agree you shouldn't only care today's life. You need to take some time to consider the life when you are old. So do the goverment. But not the life insurance company. Insurance can be a part, but not all. You can depend on an insurance company to secure your life after 20 or 30 years.
Normally, you should have a clear map about your plan. Not just what the agent tell you. How much can he know about you in ten minutes' talk? Do you really think his propose is suitable to you?
it's impossible. No others know your current status more than your self. So, count 1 2 3 before you make the decison.
to be continued ......
